Health cover abroad

Health insurance for remote employees and contractors abroad

What an employer of record covers, and how a company covers everyone else: the international group plans it can buy, the brokers that place them, and the plans a contractor buys alone. Each fact is quoted from the insurer's own page, with its price where the insurer publishes one.

If you hire through an employer of record, the provider employs your hire under local law, including the country's statutory health cover, and many providers also offer private health insurance as an extra benefit. For a contractor, or for cover beyond that, the company buys international health insurance itself (a group plan from an international insurer, often through a broker) or the person buys an individual plan. Most insurers price group plans on request, from the headcount, ages, countries and cover you choose.

Hiring through an employer of record? Compare the benefits and health insurance each provider offers.

Group plans a company buys for its people abroad

International insurers that sell a plan to a company for its employees (and, where they say so, contractors) in other countries. Most price it on request from your headcount, their ages, the countries and the cover.

Through a broker

Brokers compare several insurers' group plans for you and handle the quote.

Plans a contractor buys alone

For a contractor or remote worker who arranges cover alone, often paid from a stipend you add to their fee.

Get a quote

Insurers and brokers we refer to (we earn a fee if you ask for a quote through these links; it never changes what the facts above say).

  • SafetyWing

    Nomad Insurance: health and travel cover a contractor or remote worker abroad buys online, by the month.

    AffiliateVisit SafetyWing

Would rather employ them properly? An employer of record employs your hire in their country with local health cover and benefits. Tell us where: we rank the providers that employ there and get you quotes.

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Read on each insurer's own pages on 4 November 2026. Plans, prices and what they cover change, and local rules can limit what a plan may cover in some countries: confirm with the insurer or a broker before you buy. BestEOR.co is not an insurer or broker and does not give insurance advice.